Terms & Conditions

Welcome to Debt Clear Hub. Whether you're looking around, comparing your options, or asking us to connect you with a personal loan lender, you accept the terms on this page the moment you use the site.

This site exists for one reason: to connect you with a personal loan lender that works with situations like yours. Debt Clear Hub gives you a limited, non-exclusive, non-transferable right to use it for that purpose. The following are not permitted:

• Disrupting, overloading or trying to break into our servers, systems or connected services
• Attempting to reach accounts, restricted areas or system components you haven't been authorized to access
• Copying, scraping or reusing our content for commercial purposes without written permission
• Uploading malicious code, spam, or anything unlawful, harmful or abusive
• Using bots or automated tools to submit requests or to interact with the site in a misleading way

If you break any of these rules, we may suspend or end your access at any time and without notice.

Debt Clear Hub is a marketing website. We are not a lender, loan broker, law firm or credit counseling agency. We don't set the rate or terms of any loan, and we have no control over whether a lender approves you. Our role is to connect you with a personal loan lender that works with situations like yours, so your conversation happens directly with the lender.

Submitting a request here does not create a loan, and it does not require any lender to make you an offer. Every decision that follows, including whether to offer a loan, on what terms, and how it is structured, belongs entirely to the lender and is made under that lender's own underwriting process and the laws that apply to it.

Everything on this site, including articles, tools and guides, is provided for general information and is not advice. None of it is financial, legal, tax or credit counseling advice. Before you take on a new loan or make a significant decision about your money, speak with a qualified professional who understands your complete situation.

We work to keep the content accurate and current, but Debt Clear Hub does not warrant, expressly or implicitly, that it is accurate, complete or suitable for any particular purpose. If you act on anything you read here, you do so at your own risk.

Any figures, rates or example scenarios you see on this site are illustrations only. They are not promises, and they don't indicate what a lender will offer you or what you will qualify for. Any offer depends on the lender's own review of your credit, income and circumstances when you connect.

• Illustrative figures and rates are not guaranteed
• Lenders differ in the products they offer, and terms vary by lender and by state
• Looking at your options usually starts with a soft inquiry, which typically does not affect your credit score. A full application, and any hard inquiry that comes with it, is a separate step your lender will explain directly
• A new loan is a real financial commitment. Late or missed payments can lead to fees, interest, collection activity and damage to your credit, just as with any other loan
• Approval, rate and terms are decided by the matched lender alone, using its own underwriting criteria
• Any loan you accept is governed by the lender's own terms and by applicable state and federal law

This site links to, and works with, personal loan lenders, service providers and other outside websites. Debt Clear Hub is not responsible for the accuracy, practices, security or content of any of them. Any agreement you make with a lender is between you and that lender only.

Before you accept an offer, take the time to read the lender's own terms, fees and privacy policy.

To the fullest extent permitted by law, Debt Clear Hub, together with its officers, directors, employees, agents and successors, is not liable for indirect, incidental, punitive, special or consequential damages, including lost revenue or lost data, arising from:

• Your use of, or inability to use, this website
• Decisions you make based on information found on this site
• Unauthorized access to your personal information
• The conduct, content or actions of a matched lender or any other third party
• Technical errors, service interruptions or outages

These terms are governed by the laws of the State of Ohio, without regard to conflict-of-law rules. Any dispute arising from or relating to these terms will be heard exclusively in the courts of Franklin County, Ohio.

We may update these terms from time to time. If you keep using the site after an update, you accept the revised version. The current version is always the one posted on this page.

If you have a question about these terms, or about anything else on this site, here is how to reach us: